Loan Comparison Tool

About This Loan Comparison Tool

Our Loan Comparison Tool helps you compare personal loan offers from various banks and financial institutions. By entering your desired loan amount, term, and credit profile, you can see which lender offers the most favorable terms for your situation.

Please note that the rates and terms shown are estimates based on current market conditions. Actual offers may vary based on the lender’s complete assessment of your application.

How to Compare Loan Offers

When comparing loan offers, consider these factors:

• Interest Rate: The annual cost of borrowing expressed as a percentage
• APR (Annual Percentage Rate): The total cost of borrowing including fees and interest
• Monthly Payment (EMI): The fixed amount you’ll pay each month
• Total Interest: The total amount of interest you’ll pay over the loan term
• Fees: Any origination fees, prepayment penalties, or other charges
• Funding Time: How quickly you can receive the funds after approval

Tips for Getting the Best Loan Terms

• Check your credit report and score before applying
• Compare offers from multiple lenders
• Consider getting prequalified (which doesn’t affect your credit score)
• Choose the shortest loan term you can afford to minimize interest
• Look for lenders with no origination fees or prepayment penalties
• Consider using a co-signer if you have limited credit history